Hot take: I used to think my $500 emergency fund was enough until a client ghosted me last month.

Now I'm aiming for three months of expenses, because that one late payment almost made me miss rent, so how much do you guys keep in your emergency fund?

3 comments

3 Comments

palmer.henry3mo ago

Nah, three months is overkill lol.

wrenwilson3mo ago

Overkill" is my middle name, honestly.

spencer_johnson2227d ago

Palmer.henry, three months might sound like a lot on paper, but it depends on what you're doing. Some projects take time to cook right, especially if you're building something from scratch or learning as you go. I've seen people rush through a month long plan and end up with a mess they had to fix for another two months. A little extra time upfront can save a lot of headache later.