Hit $10k in my emergency fund for the first time at 32 and I almost don't believe it

I finally got my emergency fund to $10,000 after 4 years of chipping away at it, but I keep worrying about whether I should park it in a HYSA or just leave it in my regular checking account where I can grab it fast has anyone else hit a number that felt way bigger than they expected

2 comments

2 Comments

alexlewis13d agoTop Commenter

Almost don't believe it" is smart, but keep it in a HYSA you can still grab money fast.

dakota_rivera13d ago

oh man 100% yes that HYSA route is the way to go. i literally just did this with a big chunk of cash i got from selling my car and i was so paranoid about losing it or it being tied up somewhere. stuck it in a high yield savings account at like 4.5% and i can pull it out in a day if i need it. feels way safer than stocks or even a CD since you never know when life hits. plus seeing that interest hit every month is kinda satisfying ngl.