Can we talk about how $12,000 in closing costs snuck up on me in Austin?
I budgeted for the down payment on my first house in Austin last spring and thought I was set, then the closing disclosure hit me with almost $12,000 in fees I never planned for. My realtor kept saying title insurance and escrow would be a few grand, but the final number nearly drained the cash I had left for new floors. Nobody warns you that the little line items add up faster than the house itself. What did your closing costs actually land at compared to what you expected?